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Property tax planning

Tax planning services for property landlords

Most tax advice is about fixing what's already happened. Planning is the other way round: you decide how the portfolio is owned, how profit comes out, and how it passes on, before the bill is set rather than after. Talk it through with a property tax Pro and build it around your own numbers.

From how the portfolio is held today to how the next generation inherits it, a property tax specialist works through the years ahead with you, not a single return. You leave with a plan built on your figures, and the reasoning behind it.

Why plan ahead

Planning early beats unpicking it later

A portfolio that grew one purchase at a time often ends up in a shape nobody chose: the wrong owner, the wrong split, profit trapped where it's taxed hardest. Sorting that out after the fact is slower and costlier than getting it right from the start.

That's the case for planning while you still have the choices open. A Property Tax Pro looks at where the portfolio is heading, not just where it's been, and works out what the structure should do for you over the years ahead: how ownership is arranged, how money comes out of a company, and what passing it on would mean for the people who inherit. None of it is a blanket rule applied to everyone; it's worked through on your own figures, so you can act with the reasoning in front of you. If you'd rather read first, the property tax guides walk through the topics, and you can book a consultation when you're ready to plan.

Areas of planning

What property tax planning covers

Four areas landlords most often want a specialist to plan around, each worked through on your own portfolio rather than a general rule.

How the portfolio is owned
Whether property sits best in your own name or a limited company, and what moving it would trigger. A specialist works it through on your figures, not a rule of thumb.
Structuring a company
Share classes, who owns what, and how a company is set up so it does what you need now and as the portfolio grows. Getting the structure right early saves unpicking it later.
Getting profit out efficiently
How money comes out of a company in a tax-efficient way, planned around your wider income rather than decided in a rush at year-end.
Passing it on
Planning for inheritance and the next generation. A family investment company is one structure used here; whether it fits you is a question for a consultation, not a given.
What to expect

Four steps from question to plan

Most planning starts with a single consultation. For deeper or more complex planning, a bespoke session goes further with a senior advisor.

Book a time that suits
Mornings, afternoons, evenings or weekends. Your advisor is free when you are.
Complete a short fact find
Share your portfolio and your plans in advance, so the call is all planning, not background.
Plan with a specialist
A 45-minute consultation works through your areas. A bespoke session goes deep on one or two with a senior advisor.
Take the plan away
You'll get a recording of the call and a written summary, so the plan and the reasoning stay with you.
Landlords we plan with

Trusted by property investors planning ahead

Landlords come to Provestor for one reason: property tax planning from people who only do property.

“I was worried about getting the splits wrong for my joint property. Provestor just asked the percentage and handled it. ”

Emma Carterton

“Provestor are by far the most well informed tax advisors for property investors that I have ever come across in my 15 years of property investment”

Francis Saunders

“Highly recommend Provestor. I had a 45 minute initial chat with one of their tax accountants. The whole process was very clear, a fact find document was completed before the call which meant the call addressed all my points. ”

Patrick Courtney

“Their knowledge and expertise in tax and portfolio optimisation is second to none.”

Peace of Mind Projects Ltd

“The tax advice from Provestor has already saved me at least £6k.”

Joshna Carpenter

“Provestor helped us with a complex company structure and set up when we decided we could no longer efficiently run 4 houses in personal names.”

MK Properties
Related advice

Other ways a specialist can help

Planning is one part of it. If you've got a particular decision, or you want it all handled year-round, here's where to go next.

Capital Gains Tax advisor
Planning a sale, and the 60-day reporting window that catches landlords out.
Capital Gains Tax advisor
A specialist near you
Property tax planning online across the UK, wherever you are.
Find advice near you
Ongoing accountancy
Want a specialist handling the accounting and advice all year, not just planning once?
Property accountants

Property tax planning questions

What is property tax planning?
Do I need a tax planning advisor?
Can you help plan a portfolio for inheritance?
What's the difference between a standard and a bespoke consultation?
Is tax planning the same as having an accountant?
Do you offer tax planning services near me?
Are you qualified and regulated?

Get it right. Get it done.

Plan your property tax with a specialist

Whether it's one decision or a portfolio's worth of planning, start with the people who only do property tax. Book a consultation, or book a callback and talk it through first.