“Can I transfer my buy-to-let property into a company?”
One of the many questions we’re asked by clients is if they can transfer their personally held buy-to-let properties into a limited company structure. The answer is, “yes, but it’s complicated.”
Many landlords with smaller portfolios find it’s often more financially viable to retain their personally held properties, using a limited company to purchase additional properties.
However, landlords with larger portfolios may find that the long-term savings of incorporating their property business outweigh the initial costs.
It’s important to remember that transferring personally held properties to a limited company is a sale and purchase transaction, and therefore subject to the usual taxes and costs associated with purchasing property.