Two incomes, one deadline.
Download the landlord's guide to handling MTD with self-employment.
Find out how Making Tax Digital works when you have rental property and self-employment income, and why two specialist apps beat one compromise.
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Calculate your combined qualifying income and know your start date
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Understand why HMRC expects you to use more than one app
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Avoid the mortgage, expense, and joint ownership mistakes generic tools cause
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What you’ll learn
If you have rental income and self-employment income, MTD gets complicated fast. Most apps handle one or the other, not both. This guide explains how HMRC designed the system to work, what your options actually are, and how to set things up without overcomplicating it.
| Chapter | Topic |
|---|---|
| You don't need one app to rule them all | Why forcing everything into one tool is the wrong approach — and what to do instead |
| Why mixed income makes MTD harder | What goes wrong when self-employment apps try to handle property, and what HMRC says about using more than one product |
| If you're in scope, you must do MTD for everything | How qualifying income works when you combine property and self-employment (with three real scenarios) |
| What actually goes wrong with generic tools | Mortgages, capital vs. revenue, and the bread-and-butter mistakes that lead to wrong quarterly updates |
| How two apps work together in practice | Quarterly updates, year-end, and what happens when the data comes together in one final declaration |
| Why Provestor for your property income | Record keeping, mortgages, joint ownership, and letting agent statements — handled the way a landlord thinks about them |
| Setting up your two-app system | A step-by-step action plan to get both income streams MTD-ready before your first deadline |
Tom Hadley, landlord and self-employed consultantI spent weeks looking for one app that could handle my consultancy and my rental properties. This guide explained why that was never going to work, and the two-app setup took me an afternoon.
Get your free MTD Guide now
Stop searching for one app that does everything. Get the guide and see exactly how HMRC expects mixed income to work under MTD, with real examples, clear calculations, and an action plan you can follow today.
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Real scenarios covering property, self-employment, and PAYE combinations
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Plain English explanations, not HMRC jargon
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Written by property tax experts who handle mixed-income cases every day
Sent directly to your inbox. Read it in under 30 minutes.
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